Being single is totally different especially when it comes to the paychecks and paying out the bills. The word: budget, comes to mind and oh how I hate that word.
What are some of the ways that we can manage our finances when it comes to having to pay everything by ourselves?
First of all, write down what you have coming in and then write down what is coming out.....this will at least let you look to see what's going on. Secondly, find ways to minimize that cell phone bill, either by changing plans or finding a plan that lets you do what you need to without getting the overcharges. Those little charges for going over or adding something on can really make a difference in the overall picture of things!
Next, make sure you are turning off the lights when you don't need them and keep a check on electricity useage so your bill won't be sky high.
Make a grocery list of things you need and use coupons for the things that you can, because it really helps.
Watch the spending on going out to eat, specialty coffees and things like that because those things can eat up the cash fast without even knowing it.
Also, find a small coffee can or jar and start putting your spare change in it for little treats on a rainy day, or when you need something extra.
Living on a budget can be difficult, but it CAN be done.
1 comment:
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